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UT · Payroll tax 2026

The true cost of hiring in Utah

Estimate what a W-2 employee costs in Utah and compare it with a 1099 contract using sourced 2026 payroll-tax defaults that you can adjust to your assigned rate.

Estimate a Utah hire

Pre-filled with a 1% industry planning default. Adjust SUI, salary, benefits, and the 1099 rate to fit your hire.

Hiring cost estimateUT · Utah
Estimated annual employer cost
$99,587/yr
1.33× base salary$47.88/hr$24,587 over base
W-2 employee
$99,587
1099 contractor
$75,000
W-2 costs $24,587 more (32.8%) than this contract. Breakeven rate: $99,587.
Adjust the estimate

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2026 planning defaults · edit SUI in assumptionsUT details

A W-2 hire in Utah costs more than salary. Employers pay federal FICA and FUTA plus state unemployment insurance. For 2026, HiringMath uses a 1% planning default; the assigned rate varies by industry on the first $50,700 of wages, producing up to about $507 of state UI tax per worker before experience-rating or account-specific adjustments. Utah taxes wage income, which creates a withholding obligation but is not an employer-paid tax. New-employer rates are industry-average based; 1% is a planning default. The calculator below combines those statutory items with editable benefits, workers' compensation, and overhead, then compares the result with a 1099 contract.

Utah employer tax facts

Utah employer payroll-tax rates for 2026
ItemUT
SUI planning default1%
SUI taxable wage base$50,700
Federal FICA (employer)7.65%
FUTA0.6%
State income tax on wagesYes
Worker classification testABC test
Source: IRS Pub 15 · U.S. DOL January 2026 UI table · Updated 2026-07-10

Extra employer taxes: New-employer rates are industry-average based; 1% is a planning default.

Example: a $75,000 hire in Utah

At a $75,000 base salary with typical benefits, a W-2 employee in Utah costs an employer $99,587 per year — $24,587 above base pay. An equivalent 1099 contract at $75,000 would cost $24,587 less; the breakeven contract rate is $99,587.

Misclassification risk in Utah

Test: ABC test

ABC test; back UI taxes, interest, penalties.

Penalties by state

Compare nearby rates

Utah's 1% new-employer SUI rate sits near Alaska (1%), Delaware (1%), Idaho (1%), Iowa (1%). See the full 51-state comparison or the 2026 employer payroll tax reference.

Common questions

Utah hiring-cost FAQ

What SUI rate does HiringMath use for Utah?

The calculator starts with a 1% planning default; the assigned rate varies by industry, applied to the first $50,700 of each employee's 2026 wages. Your assigned rate can differ because of industry, surcharges, and claims history, so replace the default with the rate on your state notice when available.

Does Utah have a state income tax?

Yes. Utah taxes wage income. Employers withhold it from employee pay, but it does not directly increase the employer's payroll-tax cost.

What should employers know about worker classification in Utah?

ABC test; back UI taxes, interest, penalties. This is a planning summary, not legal advice; confirm classification decisions with the relevant agency or counsel.