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VA · Payroll tax 2026

The true cost of hiring in Virginia

Estimate what a W-2 employee costs in Virginia and compare it with a 1099 contract using sourced 2026 payroll-tax defaults that you can adjust to your assigned rate.

Estimate a Virginia hire

Pre-filled with a 2.5% base new-employer rate. Adjust SUI, salary, benefits, and the 1099 rate to fit your hire.

Hiring cost estimateVA · Virginia
Estimated annual employer cost
$99,280/yr
1.32× base salary$47.73/hr$24,280 over base
W-2 employee
$99,280
1099 contractor
$75,000
W-2 costs $24,280 more (32.4%) than this contract. Breakeven rate: $99,280.
Adjust the estimate

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2026 planning defaults · edit SUI in assumptionsVA details

A W-2 hire in Virginia costs more than salary. Employers pay federal FICA and FUTA plus state unemployment insurance. For 2026, HiringMath uses a 2.5% base new-employer rate on the first $8,000 of wages, producing up to about $200 of state UI tax per worker before experience-rating or account-specific adjustments. Virginia taxes wage income, which creates a withholding obligation but is not an employer-paid tax. The calculator below combines those statutory items with editable benefits, workers' compensation, and overhead, then compares the result with a 1099 contract.

Virginia employer tax facts

Virginia employer payroll-tax rates for 2026
ItemVA
Base new-employer SUI rate2.5%
SUI taxable wage base$8,000
Federal FICA (employer)7.65%
FUTA0.6%
State income tax on wagesYes
Worker classification testWorker Misclassification Act framework
Source: IRS Pub 15 · U.S. DOL January 2026 UI table · Updated 2026-07-10

Example: a $75,000 hire in Virginia

At a $75,000 base salary with typical benefits, a W-2 employee in Virginia costs an employer $99,280 per year — $24,280 above base pay. An equivalent 1099 contract at $75,000 would cost $24,280 less; the breakeven contract rate is $99,280.

Misclassification risk in Virginia

Test: Worker Misclassification Act framework

Worker Misclassification Act framework; escalating remedies may apply to repeat violations.

Penalties by state

Compare nearby rates

Virginia's 2.5% new-employer SUI rate sits near Indiana (2.5%), Wisconsin (2.5%), Massachusetts (2.42%), Maryland (2.6%). See the full 51-state comparison or the 2026 employer payroll tax reference.

Common questions

Virginia hiring-cost FAQ

What SUI rate does HiringMath use for Virginia?

The calculator starts with a 2.5% base new-employer rate, applied to the first $8,000 of each employee's 2026 wages. Your assigned rate can differ because of industry, surcharges, and claims history, so replace the default with the rate on your state notice when available.

Does Virginia have a state income tax?

Yes. Virginia taxes wage income. Employers withhold it from employee pay, but it does not directly increase the employer's payroll-tax cost.

What should employers know about worker classification in Virginia?

Worker Misclassification Act framework; escalating remedies may apply to repeat violations. This is a planning summary, not legal advice; confirm classification decisions with the relevant agency or counsel.